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Complete Cover, One Trusted Provider
From your home to your business, Tirhelo offers smart, flexible insurance for modern South Africans.
What We Cover
You choose what to cover — we take care of the rest.
- Loss, theft, or accidental damage
- Anywhere in South Africa (and sometimes abroad)
- Items like phones, watches, tablets, laptops, glasses, tools, or camera equipment
- Fully customisable per item
Choose from Comprehensive, Third-Party Fire & Theft, or Basic Third-Party Cover.
- Classic
- Executive
- Accidents (your vehicle + third party)
- Theft, hijacking, and malicious damage
- Fire, storms, and floods
- Towing and roadside assistance
- Optional: car hire during repairs
Perfect for homeowners, tenants, and students alike.
- Theft or attempted burglary
- Fire, floods, storms, or burst pipes
- Accidental damage
- Optional: cover for laptops, cellphones, jewelry and more (as All Risk items)
Ideal for property owners, landlords, and bondholders.
- Fire and weather damage
- Structural damage caused by water, tree falls, vandalism
- Burst geysers, cracked plumbing
- Optional: rental loss or legal liability cover
Perfect for: Retailers, salons, repair shops, freelancers, professionals, and small office owners.
- Property Cover
- Office & Equipment Cover
- Stock Protection
- Liability Cover
- Optional Vehicle or Transit Cover
Ideal for: Distributors, couriers, manufacturers, wholesalers, and e-commerce businesses
- Loss or Damage During Transport
- Hijacking & Theft
- Weather and Road Hazards
- Third-Party Carrier Cover
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Business Insurance by Tirhelo
Smart Cover for Growing South African Businesses
Every business faces risks — but not every business has the protection it needs. At Tirhelo, we help you manage the unexpected so you can stay focused on building, growing, and leading with confidence.
Our Business Insurance solutions are designed for startups, SMEs, and established businesses that need flexible, dependable coverage that actually makes sense.
Personal Insurance by Tirhelo
Real Life. Real Risks. Real Protection.
Your life is made up of people, places, and possessions that matter. At Tirhelo, we provide smart, simple personal insurance solutions to help you protect all of them — so that if life takes an unexpected turn, you’re financially protected and emotionally supported.
Whether you’re a homeowner, a driver, a student, or a family provider, Tirhelo ensures you can recover quickly from loss and continue moving forward.
Insurance Solutions
Need assistance? Call our friendly team at 012 740 7428 or email us at insurance@tirhelo.com. Prefer us to contact you? Simply leave your details, and we’ll be in touch!