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Personal insurance
Protect Your Life, Lifestyle, and Loved Ones
At Tirhelo, we understand that your personal well-being is your greatest asset. Our Personal Insurance solutions are designed to offer reliable protection against life’s unexpected events—so you and your family can face the future with confidence.
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Auto Insurance – Drive with Confidence
Choose from Comprehensive, Third-Party Fire & Theft, or Basic Third-Party Cover.
Your vehicle is more than just transport — it’s independence, livelihood, and peace of mind. Tirhelo Auto Insurance protects you from the financial burden of repairs, loss, or legal costs due to road incidents.
- Accidents (your vehicle + third party)
- Theft, hijacking, and malicious damage
- Fire, storms, and floods
- Towing and roadside assistance
- Optional: car hire during repairs
Household Contents Insurance – What’s Inside Matters
Perfect for homeowners, tenants, and students alike
Your home is filled with valuable and meaningful items — from electronics and appliances to clothing, décor, and sentimental possessions. Tirhelo makes sure those things are financially protected if disaster strikes.
- Theft or attempted burglary
- Fire, floods, storms, or burst pipes
- Accidental damage
- Optional: cover for laptops, cellphones, jewellery and more (as All Risk items)
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All Risk Insurance – Protection That Travels With You
You choose what to cover — we take care of the rest.
Some things are too important to lose — especially when you’re not home. Our All Risk Insurance covers high-value portable items, ensuring you’re protected whether you’re travelling, working remotely, or just out and about.
- Loss, theft, or accidental damage
- Anywhere in South Africa (and sometimes abroad)
- Items like phones, watches, tablets, glasses, tools, or camera equipment
- Fully customisable per item
Building Insurance – Protect Your Home’s Structure
Ideal for property owners, landlords, and bondholders.
Your house is a major investment. Our Building Insurance protects it from damage that could affect its structure or safety, including walls, roof, gates, fixtures, and permanent fittings.
- Fire and weather damage
- Structural damage caused by water, tree falls, vandalism
- Burst geysers, cracked plumbing
- Optional: rental loss or legal liability cover
How to Claim
As soon as the event occurs (e.g. death, theft, accident, loss), inform Tirhelo via any of the following
Notify Us of the Incident
As soon as the event occurs (e.g. death, theft, accident, loss), inform Tirhelo via any of the following
Gather Required Documents
Prepare and submit the necessary supporting documents. This may include
Need assistance? Call our friendly team at 012 740 7428 or email us at insurance@tirhelo.com. Prefer us to contact you? Simply leave your details, and we’ll be in touch!