Payload Logo
Apply Here
Payload Logo
Slide image

Credit Solutions

Apply Here

Why choose us

What Credit with Tirhelo Offers You

Expert Guidance and Support

With deep industry knowledge and a strong compliance track record, Tirhelo’s financial professionals design credit solutions that are not only accessible—but built around your specific needs and financial goals.

    Diverse Credit Solutions

    From personal loans and business funding to flexible credit facilities and credit guarantees, we offer a full range of credit options to help you take control of your financial journey.

      Reliable, Personalised Service

      At Tirhelo, you’re not just a number. We’re committed to building lasting client relationships by providing responsive support, transparent communication, and a smooth experience from application to payout.

        Eligibility Criteria

        Ensure you’re ready to apply by reviewing our loan qualification requirements.

        • South African citizens or permanent residents aged 18 or older
        • Employed individuals (full-time or part-time)
        • Self-employed professionals and business owners
        • Pensioners (for select products)
        • Businesses registered in South Africa (for business funding)

        Minimum Income or Business Criteria

        • Personal Loans: Minimum monthly income of R3,500
        • Business Funding: Annual turnover of at least R100,000
        • Credit Facilities: Proven repayment capability and stable cash flow
        • Credit Guarantees: Guarantor with verified income/assets

        Credit Solutions from Tirhelo

        Your financial needs, met with personalized loan options—whether you’re upgrading your life, growing your business, or managing cash flow.

        Business Credit Solutions

        Whether you’re just starting out or scaling up, Tirhelo’s Business Credit Solutions provide the financial support you need to keep moving forward. We offer working capital, guarantees, and funding tools tailored to help SMEs and entrepreneurs thrive.

        • Business Funding for Finance for growth, operations, or expansion
        • Credit Guarantees to Build trust and win bigger opportunities
        Personal Credit Solutions

        Tirhelo’s Personal Credit Solutions are designed to help individuals manage short-term financial needs with speed, simplicity, and transparency. Whether it’s covering unexpected expenses or bridging the gap between paydays, our personal credit options put you in control.

        • Payday Loan - Quick cash, paid back on your next salary date
        • Short-Term Loan - Flexible repayment for urgent needs

        Calculator

        Payday Loan
        R1,000R8,000

        Your Estimated Monthly Payment

        R0.00

        Summary of Interest and Fees

        Initiation fee:

        R 994.75, plus 3% of the loan amount

        Interest:

        The interest is charged at 3% within 22 (Twenty- Two) days from commencement date

        Service fee:

        R50.00 per month Incl VAT

        Fees (incl. 15% VAT) and interest based on Chapter 5 regulations of NCA, no 34 of 2005

        Need assistance? Call our friendly team at 012 740 7427 or email us at loans@tirhelo.com. Prefer us to contact you? Simply leave your details, and we’ll be in touch!

        Get it touchApply